Consumer Attorneys Guiding You Through Fair Debt Collection

Being Sued by a Creditor

Consumer Lawyers Defending Debt Collection Lawsuits

Unfortunately, if you owe a debt for which you fall behind in payments, the creditor to whom you owe the debt can choose to sue you. The good news is that you have rights. Our consumer rights attorneys at SternThomasson LLP believe that, like everyone else who files a lawsuit, creditors and debt buyers should possess the evidence necessary to prove their cases. We are not aware of any special exception that permits a debt collector to simply assert a claim and shift the burden of proof to the consumer to disprove it.

An experienced litigation attorney understands that the best way to settle a case is to prepare it for trial. When defending a collection lawsuit, we attempt to discover what evidence exists to prove a valid assignment (in a debt-buyer case) and to justify the amount being claimed. Then we are able to make an informed evaluation of the case and can assist our clients in making decisions about pursuing settlement and continuing litigation.

Protecting Your Rights in a Lawsuit

If you are being sued by a creditor, the most important thing to do is to contact an attorney immediately. These suits are time-sensitive and are much more difficult to defend if the time limit is up and a default judgment has been entered. There are legitimate defenses to a debt claim. Depending on the documentation you and/or the creditor have, as well as the statute of limitations in your state for the type of debt you owe, the possibility of mistaken identity or fraudulent charges, or your ability to settle, there could be multiple options available to you. Our consumer rights attorneys can provide valuable knowledge and guidance when you are facing a lawsuit from a creditor. Call SternThomasson LLP today.

Why Choose Stern•Thomasson LLP

  • Nearly 60 Years of Combined Legal Experience

  • Client-Oriented, Results Driven Representation

  • Well Respected in the Legal Community

  • Personable, Thorough and Easily Accessible

Have you been contacted by a debt collector? Are you in need of reliable information and sound advice? Are you confused as to where to even start?

At Stern•Thomasson LLP, we are here to help consumers enforce their right to fair debt collection practices by being a resource for useful materials and providing our legal expertise to you to protect your rights, helping you to navigate through the rough water that is your current financial situation.

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